Annuity Products

No matter which firm you are interviewing at, cases in the Oliver Wyman style are some of the best case studies for financial services consulting prep. Start the case now!

Case Prompt

Your client is an insurance company that has two annuity products: a fixed annuity product and a variable annuity product.

These products have a target ROI of 15% but are only earning 5% right now.

The fixed annuity product pays the clients a fixed income stream at fixed interest rates. The variable product has returns that vary with the market.

The market is performing well, and the company has come to us for ideas on how to improve ROI on their products.

Case Study Overview

In this case study, an insurance company has several underperforming annuity products. The company is asking you to look into the profitability and, ultimately, give a recommendation on how to achieve the target ROI.

Use the Profitability framework to solve the problem, but don’t pigeonhole yourself into the basic frameworks. Get creative and build a custom framework for the case!

There are no math exhibits in this case. This a beginner level case you would likely see in a Cambridge Associates first round interview.

Oliver Wyman Interview Tips

What does Oliver Wyman look for in its case interview candidates? A logical problem-solving process and quant proficiency.

If you are struggling with the math portion of the case, our math drills may be a helpful resource for shoring up your quant skills.

In this case, focus on coming away with 1 or 2 areas of improvement you can take into your next case.

For out-loud practice with an expert, book an hour with an ex-MBB coach.

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